Underwritten by New York Life Insurance Company

If you or your spouse were suddenly no longer around, would your loved ones be able to live comfortably and continue their lives as they’d planned without your income? With REAGIT Group Term Life Insurance for members of the Appraisal Institute, you can apply for up to $500,000 of coverage for both you and your spouse, at competitive group rates.

With this coverage, your spouse’s and/or your beneficiary will have much-needed financial assistance during a difficult time, and you’ll have access to the following benefits:

• Portable Coverage: Maintain your valuable REAGIT Group Term Life Insurance protection throughout your career, as long as you maintain your membership, you pay your premiums when due, and the policy is still in effect.
• 20% discount for first two years: A member enrolled in this plan for the first time will receive a 20% premium discount for the first 24 months of coverage. This discount applies to Insured Member rates only.
• Combination Discount: An Insured Member who is insured for both this policy and Disability Insurance under G-13776-2 issued to the policyholder by New York Life will receive a 5% discount off the contribution for both plans, provided the Insured Member retains coverage in both plans. This discount will cease to exist when insurance under this policy or G-13776-2 ends.
• Several other discounts available: Applicants meeting higher underwriting standards and who don’t use tobacco or nicotine products may qualify for preferred rates. In addition, you can benefit from volume discounts when you purchase higher coverage amounts.
• Accelerated Death Benefit: If you or your spouse (if insured) is diagnosed as terminally ill with a life expectancy of 12 months (Illinois residents: 24 months) or less, you may request one advance payment equal to 25% of your in-force life insurance while you are alive. (For terms, conditions, limitations, and exclusions, please see Certificate of Insurance. Not available to residents of Massachusetts.)
• Benefit Increase Feature: Gives you the option to accept an automatic annual increase of 10% of your initial insurance amount for 10 years, gradually doubling the insurance amount.
• And many more!

Eligibility

You are eligible to apply for $10,000 to $500,000 (in multiples of $10,000) of REAGIT Group Term Life Insurance for both you and your lawful spouse if:

• You’re an Appraisal Institute Member in good standing
• You and your spouse (if proposed for insurance) are under age 70
• You and your spouse are able to perform the normal activities of a person of like age
• You and your spouse reside in the United States* (except territories), Puerto Rico, or Canada (except Quebec)

*Certain state eligibility restrictions apply.

Canada residents: Pearl Insurance Group, LLC is acting solely as an administrator with respect to Canadian residents.

For complete details, terms, and conditions, please download the REAGIT Group Term Life Insurance brochure located under the “Forms” tab above. Please refer to plan brochure for complete details. Certain state eligibility restrictions apply.

The REAGIT Group Level Term Life Insurance Plan is Underwritten by:

New York Life Insurance Company
51 Madison Avenue
New York, NY 10010
under Group Policy No. G-13776-0
on Policy Form GMR-G-13776-0/FACE

Group Term Life Insurance Plan Brochure
(includes rates)

Group Term Life Insurance Plan Application
(download and mail)

Group Term Life Insurance Plan Beneficiary Form
(download and mail)

Address:	REAGIT Group Insurance Program Administrator
	1200 East Glen Avenue
	Peoria Heights, IL 61616-5348
Phone:	800.222.9958
Email:	customerservice@reagit.com
Website:	http://www.reagit.com

New York Life Insurance Company (New York Life) is a leader in the association group insurance field, providing life and health insurance plans for membership associations. The company has an enduring commitment to its customers' financial security. Regardless of the state of the economy or the stock market, New York Life bases its financial decisions on the guiding principle of serving its clients. The company has consistently received among the highest ratings from the leading independent ratings services: A.M. Best, Fitch Ratings, Standard & Poor's, and Moody's Investors Service for financial strength.

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the Plan details sections for current availability.

Address:
New York Life's state of domicile is New York and NAIC ID # is 66915.
51 Madison Avenue
New York, NY 10010